Registration is completely free. Verification of KYC (Aadhar, PAN, Mobile, Email) is mandatory. Only one Associate ID is valid per KYC and mobile number.
The minimum age to become an Associate is 18 years. Individuals below 18 years are not eligible to register.
Creating multiple or duplicate IDs using the same Aadhar/PAN is strictly prohibited. Duplicate IDs will be deactivated, and associated benefits may be withheld.
All benefits and income are calculated based on the BV of products purchased. BV determines eligibility for Foundation, Stock Points, and Financial Freedom income.
First activation requires 400 BV. To stay active, a minimum of 200 BV monthly purchase is mandatory. Failure results in ID inactivation.
Sponsor ID cannot be changed after registration. Any attempt to change sponsors or violation may lead to blocking/suspension of both IDs.
Blocked IDs cannot work for 6 months. Re-entry is possible after 6 months subject to company policy and verification.
False promotion or working with other direct selling companies may lead to suspension or termination of the Associate ID.
Free delivery on purchases of 1,000 BV or more. Purchases below this limit incur applicable delivery charges.
Returns accepted for damaged/defective goods. Subject to 10% Service Processing Charge. Used or heavily damaged goods may be rejected.
Get 1 Free Coupon for every 1,000 BV purchase. Coupons are redeemable at the annual Khushi Utsav event for gift selection.
Associates achieving or maintaining the "Star Associate" level are eligible for Stiwiya Star Foundation benefits.
Kanya Vivah Yojana: Eligible 90 days after becoming Star Associate. Family Security: Eligible immediately upon achieving Star level.
Monthly Foundation Fund is distributed equally among eligible Star Associates. Undistributed funds are used for other social work.
Weekly: Closing on Friday, Payout on Monday. CTO Income: Monthly closing at month-end, Payout between 5th–7th of next month.
TDS is deducted as per Indian Government Income Tax laws. Any changes in government rates will be applied automatically to payouts.
Auto-transfer to bank if income is ₹200 or more. Amounts below ₹200 stay in the wallet until the threshold is met.
